Get a working capital loan within 24 hours*
This means fast funding from $10,000 to $5 million for your small business.
Why choose Probably Funding?
Quick credit decision
Get a credit decision in one hour or less during our regular business hours
No collateral or fees
There is never any collateral needed or hidden fees during the credit process
Best rates and terms
We offer some of the lowest rates and provide flexible 6 to 60-month term options
Fast funding
We can provide same-day* funding for specific loan amounts on credit approvals
Working capital loans with some of the lowest rates in the industry? Probably.
Probably Funding offers some of the lowest rates in the industry. We’ll match or beat a valid competitor’s offer for the same loan amount and the same terms.
These numbers will probably impress you.
650K+
Businesses benefited since our inception
$700MM
Delivered to small businesses nationwide
99%
Of approved loans are funded within 24 hours.
FAQ
Have questions about Probably Funding?
What is Probably Funding?
We are an independent business lender founded in 2019 that offers unsecured working capital loans and unsecured business lines of credit to small businesses in the United States. We are headquartered in Costa Mesa, California, and have employees working remotely nationwide.
What is an unsecured working capital loan?
An unsecured working capital loan is a lump sum of cash that you can use to cover short-term expenses such as inventory, payroll, office rent, marketing, and business taxes. Probably Funding structures loans from $10,000 to $5 million, and more significant loan amounts are ideal for capital-intensive investments such as equipment, technology, and business expansion. You don’t have to pledge any collateral when applying for a working capital loan; our loans are unsecured.
What are Probably Funding’s unsecured working capital loan amounts and terms?
Probably Funding offers unsecured working capital loans from $10,000 to $5 million, with term lengths from 6 months to 60 months. Loan requests of $500,000 or more require a complete financial package.
How are interest rates determined?
The interest rates on Probably Funding’s unsecured working capital loans and business lines of credit are determined by multiple factors. These include your credit score, time in business, and annual revenue, among others. Probably Funding has some of the most competitive rates in the industry, and we will match or beat a valid competitor’s offer for the same unsecured working capital loan amount — or line of credit amount — with the same terms.
I need business financing right away. Can you help?
Yes. Fast turnaround times are one of the benefits of choosing Probably Funding. We can provide same-day funding for approved unsecured working capital loans and business line of credit requests during our regular hours, provided we have all the necessary signed documentation. Working capital loans of $500,000 or more require a complete financial package and, as a result, may take longer to deliver.
Why should I choose Probably Funding?
At Probably Funding, we understand that every business’s financial situation is unique. That’s why we take the time to listen to your needs and tailor our unsecured working capital loans and business lines of credit to fit your specific requirements. With our competitive interest rates, flexible repayment terms, and excellent customer service, we are committed to helping you achieve your financial goals.
*24 hour funding is subject to receipt of required documentation, underwriting guidelines, and processing time by your bank.
