Unsecured Working Capital Loans

Probably Funding makes it easy to get $10,000 to $5 million for your small business without needing collateral.

bistro restaurant owners high fiving to celebrate opening

Start now and get an influx of working capital for your small business

We’re probably a good match for your small business if you want an unsecured working capital loan with a favorable rate and flexible repayment term. Probably Funding offers unsecured, or collateral-free, loans from $10,000 to $5 million with favorable rates and terms. Our loans do not require you to put up collateral. Plus, we make the entire process quick and straightforward to save you time.

  • Working capital loans from $10,000 to $5 million
  • No collateral required
  • Favorable rates
  • 6 to 60-month term options
  • Same-day funding for certain loan amounts
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Working capital loans with some of the lowest rates in the industry? Probably.

It’s only natural to want a loan with a competitive interest rate. After all, a lower rate means a lower repayment amount, which means more money can be saved for other business purposes. Probably Funding offers some of the lowest rates in the industry. In fact, we will match or beat a valid competitor’s offer for the same loan amount and the same terms.

You probably want a quick, easy process.
And that’s what we offer.

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Apply online in just minutes

Our online loan application is simple to fill out, and no collateral is required in order to apply.

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Get a quick credit decision

We will review your application and provide a credit decision in one hour or less during our regular hours.

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Receive funding fast

We can provide same-day funding for specific loan amounts on approved working capital loan applications.

Working capital loans with easy qualification requirements.

Gone are the days of complex loan applications and stringent approval requirements. Probably Funding makes everything easy for you, starting with an online application that takes just a few minutes to complete. Plus, our loan qualification requirements are straightforward, transparent, and much easier than at traditional lenders and other non-bank lenders. Here’s what we look for:

  • Minimum six months in business
  • Three months of business bank statements
  • 500 or higher credit score
  • $200,000 or more in annual revenue
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two female clothing designers celebrating business success

How a working capital loan can benefit your company.

A working capital loan from Probably Funding provides you with the necessary funds to bridge gaps in cash flow and meet your immediate financial obligations. It helps alleviate the strain on cash reserves and allows you to seize opportunities for growth without compromising your daily operations. You can use the loan to pay suppliers, manage payroll, purchase equipment, expand your operations, invest in marketing initiatives, and cover other operational expenses.